COMMUNITY BANK SYSTEM | Community Bank | community ...

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Community Bank National Association is a bank operating as a commercial depository and lending institution for customers in upstate New York. This banking system also serves customers under the name of First Liberty Bank and Trust in northeastern Pennsylvania. It is a subsidiary of Community Bank System which is headquartered in New York, outside of Syracuse.

Community Bank System is a type of financial holding company. It has a wholly-owned banking subsidiary Community Bank, N.A. This subsidiary has over several billion in bank assets and over a hundred branches across the northern part of New York and northeastern Pennsylvania. In Pennsylvania the banking locations operate under the commercial name of First Liberty Bank and Trust. This merger of the two banking systems occurred in 2001 during the many banking mergers and acquisitions that occurred after 911 and its destruction in September of 2001.

The history of this group of banking facilities appears to be centered around an initial beginning in 1866 when the original bank of Saint Lawrence National Bank was operating. The Saint Lawrence bank then acquired further assets of other banking facilities during the 2001 financial reorganization of much of the financial markets today. There appears to be a standard history for Saint Lawrence up until it took on another banking system within the last eleven years.

MERGERS AND DIVERSIFICATIONS AS MODERN HISTORY FOR CBU

Mergers and diversifications have occurred within Community Bank System. Many of these new financial products are within the financial industry markets or are a part of various additional and support services groups:

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