SMARTFINANCESOLUTIONS.NET - Understanding GAP insurance?

Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Understanding GAP insurance? - I bout a car in 2006 with GAP insurance. I filed for bankruptcy in June 2009, and it was discharged October 2, 2009. I reaffirmed the car loan.

I was involved in an accident last week and my car is totaled. Allstate (the other drivers insurance) said that they are claiming liability for the accident (pretty obvious, he rear-ended my while I was stopped) and that since the vehicle was financed by Toyota, they will give Toyota the cash value of the car. If that is less than the payoff amount, I will have to pay the difference.

Now, here are my questions:

1. Did my GAP insurance stay in tact throughout the bankruptcy and reaffirmation? I was looking over the paperwork and the only thing that raises some concern is the following statement:

If you default under Your retail or lease contract -