SIP in Debt Funds

Buying a debt instrument can be considered as lending money to the entity issuing the instrument. A debt fund(https://www.sbimf.com/en-us/debt-mutual-funds) invests in fixed-interest generating securities such as corporate bonds, government securities, treasury bills, commercial paper, and other money market instruments. The fundamental reason for investing in debt funds is to earn a steady interest income and capital appreciation.
SIP.
Starting SIP will help investors to divert funds consistently, hence inculcating a savings habit.
As debt funds can give long term, risk-free return in range of 8% per annum.
It means it helps in capital appreciation as well.
Debt funds(https://www.sbimf.com/en-us/debt-mutual-funds) also provide investors with option of income generation.